New York vs Texas

Annual income in state A

State A

State B

A $100,000 income in New York is worth

$92,678

at national prices · RPP 107.9BEA RPP SARPP. Source: BEA Regional Price Parities · SARPP · 2024 vintage · released February 19, 2026 · Official API

In Texas, the same income is worth

$102,987

at national prices · RPP 97.1BEA RPP SARPP. Source: BEA Regional Price Parities · SARPP · 2024 vintage · released February 19, 2026 · Official API

$100,000 has $10,309 more purchasing power in Texas.

Decision shortcut

To match $100,000 in New York, you would need about $89,991in Texas.

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Show the math

adjusted = income ÷ (RPP ÷ 100)

New York: $100,000 ÷ (107.9 ÷ 100) = $92,678

Texas: $100,000 ÷ (97.1 ÷ 100) = $102,987

difference: $102,987 − $92,678 = +$10,309

Where the difference comes from

Price level by component, 100 = US average. Higher means more expensive.

Regional price parity by component for the two states, with the percentage difference.
Component	New York	Texas	Difference
All items	107.9	97.1	−10.0%
Housing rents	122.2	96.5	−21.0%
Goods	107.3	98.1	−8.6%
Utilities	134.4	87.5	−34.9%
Other services	104.1	97.1	−6.7%

BEA Regional Price Parities · SARPP · 2024 · rel. February 19, 2026 · Official API

Housing reality check

ACS median gross rent, home value, and real estate taxes paid — statewide context beyond the index.

New YorkMedian rent$1,621/moMedian home$423,800Median property tax paid$6,582/yr

TexasMedian rent$1,403/moMedian home$283,800Median property tax paid$4,232/yr

US Census ACS 5-Year Estimates · ACS5 · 2024 · rel. December 2025 · Official API

Tax at a glance

Hand-curated, tax year 2026 · verified 2026-07-20

Top marginal and average combined rates do not estimate a household's total tax liability.

Income and sales tax for the two states.
Tax	New York	Texas
Income tax (top rate)	10.90%	None
Sales tax (combined avg)	8.54%	8.20%

Tax Foundation (income & sales) · Tax · 2026 · rel. tax year 2026 · Manually maintained · verified 2026-07-20

Official API Manually maintained2 of 3 metrics sourced from official APIs, 1 manually maintained. How every number is calculated →

New York vs Texas: the read

The bottom line

Compare a $100,000 income in New York and Texas: its purchasing power is $92,678 and $102,987, respectively, in national-average terms — a gain of $10,309. Texas is the cheaper of the two, running at 97.1 on the price index versus 107.9.

Where the difference comes from

The widest gap is utilities: New York sits at 134.4 and Texas at 87.5 (100 = national). Texas has the edge there, and it's the main reason the two states diverge.

Housing

Median rent runs $1,621 in New York against $1,403 in Texas, and the typical home $423,800 versus $283,800. Texas is the more affordable place to buy.

Taxes

On tax, New York has 10.90% top income tax and a combined sales tax of 8.54%; Texas has no wage income tax and 8.20%. Those headline rates are useful screening facts, but they do not calculate either household's total liability.

Full profiles: New York ·Texas. Every figure here is sourced on the pages linked above.

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