New York vs Tennessee

Enter your current annual income to compare its purchasing power between the two states.

A $100,000 income in New York is worth

$92,678

at national prices · RPP 107.9BEA RPP SARPP. Source: BEA Regional Price Parities · SARPP · 2024 vintage · released February 19, 2026 · Official API

In Tennessee, the same income is worth

$108,814

at national prices · RPP 91.9BEA RPP SARPP. Source: BEA Regional Price Parities · SARPP · 2024 vintage · released February 19, 2026 · Official API

$100,000 has $16,136 more purchasing power in Tennessee.

Decision shortcut

To match $100,000 in New York, you would need about $85,171in Tennessee.

Enter a different offer to compare it with your current income after local prices.

Show the math
adjusted = income ÷ (RPP ÷ 100)
New York: $100,000 ÷ (107.9 ÷ 100) = $92,678
Tennessee: $100,000 ÷ (91.9 ÷ 100) = $108,814
difference: $108,814 − $92,678 = +$16,136

Where the difference comes from

Price level by component, 100 = US average. Higher means more expensive.

Regional price parity by component for the two states, with the percentage difference.
ComponentNew YorkTennesseeDifference
All items107.991.9−14.8%
Housing rents122.279.1−35.3%
Goods107.396.2−10.3%
Utilities134.472.1−46.4%
Other services104.195.1−8.6%

BEA Regional Price Parities · SARPP · 2024 · rel. February 19, 2026 · Official API

Housing reality check

ACS median gross rent, home value, and real estate taxes paid — statewide context beyond the index.

New YorkMedian rent$1,621/moMedian home$423,800Median property tax paid$6,582/yr
TennesseeMedian rent$1,189/moMedian home$286,700Median property tax paid$1,442/yr

US Census ACS 5-Year Estimates · ACS5 · 2024 · rel. December 2025 · Official API

Tax at a glance

Hand-curated, tax year 2026 · verified 2026-07-20

Top marginal and average combined rates do not estimate a household's total tax liability.

Income and sales tax for the two states.
TaxNew YorkTennessee
Income tax (top rate)10.90%None
Sales tax (combined avg)8.54%9.61%

Tax Foundation (income & sales) · Tax · 2026 · rel. tax year 2026 · Manually maintained · verified 2026-07-20

Official API Manually maintained2 of 3 metrics sourced from official APIs, 1 manually maintained. How every number is calculated →

New York vs Tennessee: the read

The bottom line

Compare a $100,000 income in New York and Tennessee: its purchasing power is $92,678 and $108,814, respectively, in national-average terms — a gain of $16,136. Tennessee is the cheaper of the two, running at 91.9 on the price index versus 107.9.

Where the difference comes from

The widest gap is utilities: New York sits at 134.4 and Tennessee at 72.1 (100 = national). Tennessee has the edge there, and it's the main reason the two states diverge.

Housing

Median rent runs $1,621 in New York against $1,189 in Tennessee, and the typical home $423,800 versus $286,700. Tennessee is the more affordable place to buy.

Taxes

On tax, New York has 10.90% top income tax and a combined sales tax of 8.54%; Tennessee has no wage income tax and 9.61%. Those headline rates are useful screening facts, but they do not calculate either household's total liability.

Full profiles: New York ·Tennessee. Every figure here is sourced on the pages linked above.

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