Maryland vs Florida
Your $100,000 in Maryland is worth
$95,238
at national prices · RPP 105.0BEA RPP SARPPSource: BEA Regional Price Parities · SARPP · 2024 vintage · released February 2026 · Official API
The same income in Florida is worth
$96,712
at national prices · RPP 103.4BEA RPP SARPPSource: BEA Regional Price Parities · SARPP · 2024 vintage · released February 2026 · Official API
Your income goes +$1,474 further in Florida (+1.5% purchasing power).
Show the math
Where the difference comes from
Price level by component, 100 = US average. Higher means more expensive.
| Component | Maryland | Florida | Difference |
|---|---|---|---|
| All items | 105.0 | 103.4 | −1.5% |
| Housing rents | 121.1 | 122.1 | +0.8% |
| Goods | 102.5 | 98.1 | −4.3% |
| Utilities | 110.9 | 90.1 | −18.8% |
| Other services | 101.6 | 101.3 | −0.3% |
BEA Regional Price Parities · SARPP · 2024 · rel. February 2026 · Official API
Housing reality check
Typical rent and home price in each state — tangible context beyond the index.
US Census ACS 5-Year Estimates · ACS5 · 2024 · rel. December 2025 · Official API
Tax at a glance
Hand-curated, tax year 2026 · verified 2026-07-20
| Tax | Maryland | Florida |
|---|---|---|
| Income tax (top rate) | 6.50% | None |
| Sales tax (combined avg) | 6.00% | 6.98% |
Tax Foundation (income & sales) · Tax · 2026 · rel. tax year 2026 · Manually maintained · verified 2026-07-20
Maryland vs Florida: the read
The bottom line
Move a $100,000 income from Maryland to Florida and its purchasing power changes from $95,238 to $96,712 in national-average terms — a gain of $1,474. Florida is the cheaper of the two, running at 103.4 on the price index versus 105.
Where the difference comes from
The widest gap is utilities: Maryland sits at 110.9 and Florida at 90.1 (100 = national). Florida has the edge there, and it's the main reason the two states diverge.
Housing
Median rent runs $1,705 in Maryland against $1,669 in Florida, and the typical home $419,900 versus $359,000. Florida is the more affordable place to buy.
Taxes
On tax, Maryland has 6.50% top income tax and a combined sales tax of 6.00%; Florida has no wage income tax and 6.98%. That income-tax difference can outweigh a chunk of the cost-of-living gap for higher earners.
Full profiles: Maryland ·Florida. Every figure here is sourced on the pages linked above.
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