Maryland vs Florida

Enter your annual household income to compare its purchasing power between the two states.

Your $100,000 in Maryland is worth

$95,238

at national prices · RPP 105.0BEA RPP SARPPSource: BEA Regional Price Parities · SARPP · 2024 vintage · released February 2026 · Official API

The same income in Florida is worth

$96,712

at national prices · RPP 103.4BEA RPP SARPPSource: BEA Regional Price Parities · SARPP · 2024 vintage · released February 2026 · Official API

Your income goes +$1,474 further in Florida (+1.5% purchasing power).

Show the math
adjusted = income ÷ (RPP ÷ 100)
Maryland: $100,000 ÷ (105.0 ÷ 100) = $95,238
Florida: $100,000 ÷ (103.4 ÷ 100) = $96,712
difference: $96,712 − $95,238 = +$1,474

Where the difference comes from

Price level by component, 100 = US average. Higher means more expensive.

Regional price parity by component for the two states, with the percentage difference.
ComponentMarylandFloridaDifference
All items105.0103.4−1.5%
Housing rents121.1122.1+0.8%
Goods102.598.1−4.3%
Utilities110.990.1−18.8%
Other services101.6101.3−0.3%

BEA Regional Price Parities · SARPP · 2024 · rel. February 2026 · Official API

Housing reality check

Typical rent and home price in each state — tangible context beyond the index.

MarylandMedian rent$1,705/moMedian home$419,900
FloridaMedian rent$1,669/moMedian home$359,000

US Census ACS 5-Year Estimates · ACS5 · 2024 · rel. December 2025 · Official API

Tax at a glance

Hand-curated, tax year 2026 · verified 2026-07-20

Income and sales tax for the two states.
TaxMarylandFlorida
Income tax (top rate)6.50%None
Sales tax (combined avg)6.00%6.98%

Tax Foundation (income & sales) · Tax · 2026 · rel. tax year 2026 · Manually maintained · verified 2026-07-20

Official API Manually maintained2 of 3 metrics sourced from official APIs, 1 manually maintained. How every number is calculated →

Maryland vs Florida: the read

The bottom line

Move a $100,000 income from Maryland to Florida and its purchasing power changes from $95,238 to $96,712 in national-average terms — a gain of $1,474. Florida is the cheaper of the two, running at 103.4 on the price index versus 105.

Where the difference comes from

The widest gap is utilities: Maryland sits at 110.9 and Florida at 90.1 (100 = national). Florida has the edge there, and it's the main reason the two states diverge.

Housing

Median rent runs $1,705 in Maryland against $1,669 in Florida, and the typical home $419,900 versus $359,000. Florida is the more affordable place to buy.

Taxes

On tax, Maryland has 6.50% top income tax and a combined sales tax of 6.00%; Florida has no wage income tax and 6.98%. That income-tax difference can outweigh a chunk of the cost-of-living gap for higher earners.

Full profiles: Maryland ·Florida. Every figure here is sourced on the pages linked above.

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