Massachusetts vs Texas

Enter your current annual income to compare its purchasing power between the two states.

A $100,000 income in Massachusetts is worth

$94,518

at national prices · RPP 105.8BEA RPP SARPP. Source: BEA Regional Price Parities · SARPP · 2024 vintage · released February 19, 2026 · Official API

In Texas, the same income is worth

$102,987

at national prices · RPP 97.1BEA RPP SARPP. Source: BEA Regional Price Parities · SARPP · 2024 vintage · released February 19, 2026 · Official API

$100,000 has $8,469 more purchasing power in Texas.

Decision shortcut

To match $100,000 in Massachusetts, you would need about $91,777in Texas.

Enter a different offer to compare it with your current income after local prices.

Show the math
adjusted = income ÷ (RPP ÷ 100)
Massachusetts: $100,000 ÷ (105.8 ÷ 100) = $94,518
Texas: $100,000 ÷ (97.1 ÷ 100) = $102,987
difference: $102,987 − $94,518 = +$8,469

Where the difference comes from

Price level by component, 100 = US average. Higher means more expensive.

Regional price parity by component for the two states, with the percentage difference.
ComponentMassachusettsTexasDifference
All items105.897.1−8.2%
Housing rents128.196.5−24.7%
Goods98.898.1−0.7%
Utilities152.187.5−42.5%
Other services102.997.1−5.6%

BEA Regional Price Parities · SARPP · 2024 · rel. February 19, 2026 · Official API

Housing reality check

ACS median gross rent, home value, and real estate taxes paid — statewide context beyond the index.

MassachusettsMedian rent$1,762/moMedian home$562,100Median property tax paid$5,992/yr
TexasMedian rent$1,403/moMedian home$283,800Median property tax paid$4,232/yr

US Census ACS 5-Year Estimates · ACS5 · 2024 · rel. December 2025 · Official API

Tax at a glance

Hand-curated, tax year 2026 · verified 2026-07-20

Top marginal and average combined rates do not estimate a household's total tax liability.

Income and sales tax for the two states.
TaxMassachusettsTexas
Income tax (top rate)9.00%None
Sales tax (combined avg)6.25%8.20%

Tax Foundation (income & sales) · Tax · 2026 · rel. tax year 2026 · Manually maintained · verified 2026-07-20

Official API Manually maintained2 of 3 metrics sourced from official APIs, 1 manually maintained. How every number is calculated →

Massachusetts vs Texas: the read

The bottom line

Compare a $100,000 income in Massachusetts and Texas: its purchasing power is $94,518 and $102,987, respectively, in national-average terms — a gain of $8,469. Texas is the cheaper of the two, running at 97.1 on the price index versus 105.8.

Where the difference comes from

The widest gap is utilities: Massachusetts sits at 152.1 and Texas at 87.5 (100 = national). Texas has the edge there, and it's the main reason the two states diverge.

Housing

Median rent runs $1,762 in Massachusetts against $1,403 in Texas, and the typical home $562,100 versus $283,800. Texas is the more affordable place to buy.

Taxes

On tax, Massachusetts has 9.00% top income tax and a combined sales tax of 6.25%; Texas has no wage income tax and 8.20%. Those headline rates are useful screening facts, but they do not calculate either household's total liability.

Full profiles: Massachusetts ·Texas. Every figure here is sourced on the pages linked above.

Comparing a different pair?Use the full tool →