New York vs Massachusetts

Household income

Currently in

Moving to

Your $100,000 in New York is worth

$92,678

at national prices · RPP 107.9BEA RPP SARPPSource: BEA Regional Price Parities · SARPP · 2024 vintage · released February 2026 · Official API

The same income in Massachusetts is worth

$94,518

at national prices · RPP 105.8BEA RPP SARPPSource: BEA Regional Price Parities · SARPP · 2024 vintage · released February 2026 · Official API

Your income goes +$1,840 further in Massachusetts (+2.0% purchasing power).

Show the math

adjusted = income ÷ (RPP ÷ 100)

New York: $100,000 ÷ (107.9 ÷ 100) = $92,678

Massachusetts: $100,000 ÷ (105.8 ÷ 100) = $94,518

difference: $94,518 − $92,678 = +$1,840

Where the difference comes from

Price level by component, 100 = US average. Higher means more expensive.

Regional price parity by component for the two states, with the percentage difference.
Component	New York	Massachusetts	Difference
All items	107.9	105.8	−1.9%
Housing rents	122.2	128.1	+4.8%
Goods	107.3	98.8	−7.9%
Utilities	134.4	152.1	+13.2%
Other services	104.1	102.9	−1.2%

BEA Regional Price Parities · SARPP · 2024 · rel. February 2026 · Official API

Housing reality check

Typical rent and home price in each state — tangible context beyond the index.

New YorkMedian rent$1,621/moMedian home$423,800

MassachusettsMedian rent$1,762/moMedian home$562,100

US Census ACS 5-Year Estimates · ACS5 · 2024 · rel. December 2025 · Official API

Tax at a glance

Hand-curated, tax year 2026 · verified 2026-07-20

Income and sales tax for the two states.
Tax	New York	Massachusetts
Income tax (top rate)	10.90%	9.00%
Sales tax (combined avg)	8.54%	6.25%

Tax Foundation (income & sales) · Tax · 2026 · rel. tax year 2026 · Manually maintained · verified 2026-07-20

Official API Manually maintained2 of 3 metrics sourced from official APIs, 1 manually maintained. How every number is calculated →

New York vs Massachusetts: the read

The bottom line

Move a $100,000 income from New York to Massachusetts and its purchasing power changes from $92,678 to $94,518 in national-average terms — a gain of $1,840. Massachusetts is the cheaper of the two, running at 105.8 on the price index versus 107.9.

Where the difference comes from

The widest gap is utilities: New York sits at 134.4 and Massachusetts at 152.1 (100 = national). New York has the edge there, and it's the main reason the two states diverge.

Housing

Median rent runs $1,621 in New York against $1,762 in Massachusetts, and the typical home $423,800 versus $562,100. New York is the more affordable place to buy.

Taxes

On tax, New York has 10.90% top income tax and a combined sales tax of 8.54%; Massachusetts has 9.00% top income tax and 6.25%. Weigh both against the purchasing-power figure above.

Full profiles: New York ·Massachusetts. Every figure here is sourced on the pages linked above.

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