Minnesota vs Texas

Household income

Currently in

Moving to

Your $100,000 in Minnesota is worth

$101,420

at national prices · RPP 98.6BEA RPP SARPPSource: BEA Regional Price Parities · SARPP · 2024 vintage · released February 2026 · Official API

The same income in Texas is worth

$102,987

at national prices · RPP 97.1BEA RPP SARPPSource: BEA Regional Price Parities · SARPP · 2024 vintage · released February 2026 · Official API

Your income goes +$1,567 further in Texas (+1.5% purchasing power).

Show the math

adjusted = income ÷ (RPP ÷ 100)

Minnesota: $100,000 ÷ (98.6 ÷ 100) = $101,420

Texas: $100,000 ÷ (97.1 ÷ 100) = $102,987

difference: $102,987 − $101,420 = +$1,567

Where the difference comes from

Price level by component, 100 = US average. Higher means more expensive.

Regional price parity by component for the two states, with the percentage difference.
Component	Minnesota	Texas	Difference
All items	98.6	97.1	−1.5%
Housing rents	91.3	96.5	+5.7%
Goods	100.5	98.1	−2.4%
Utilities	90.8	87.5	−3.6%
Other services	100.2	97.1	−3.1%

BEA Regional Price Parities · SARPP · 2024 · rel. February 2026 · Official API

Housing reality check

Typical rent and home price in each state — tangible context beyond the index.

MinnesotaMedian rent$1,280/moMedian home$329,300

TexasMedian rent$1,403/moMedian home$283,800

US Census ACS 5-Year Estimates · ACS5 · 2024 · rel. December 2025 · Official API

Tax at a glance

Hand-curated, tax year 2026 · verified 2026-07-20

Income and sales tax for the two states.
Tax	Minnesota	Texas
Income tax (top rate)	9.85%	None
Sales tax (combined avg)	8.14%	8.20%

Tax Foundation (income & sales) · Tax · 2026 · rel. tax year 2026 · Manually maintained · verified 2026-07-20

Official API Manually maintained2 of 3 metrics sourced from official APIs, 1 manually maintained. How every number is calculated →

Minnesota vs Texas: the read

The bottom line

Move a $100,000 income from Minnesota to Texas and its purchasing power changes from $101,420 to $102,987 in national-average terms — a gain of $1,567. Texas is the cheaper of the two, running at 97.1 on the price index versus 98.6.

Where the difference comes from

The widest gap is housing rents: Minnesota sits at 91.3 and Texas at 96.5 (100 = national). Minnesota has the edge there, and it's the main reason the two states diverge.

Housing

Median rent runs $1,280 in Minnesota against $1,403 in Texas, and the typical home $329,300 versus $283,800. Texas is the more affordable place to buy.

Taxes

On tax, Minnesota has 9.85% top income tax and a combined sales tax of 8.14%; Texas has no wage income tax and 8.20%. That income-tax difference can outweigh a chunk of the cost-of-living gap for higher earners.

Full profiles: Minnesota ·Texas. Every figure here is sourced on the pages linked above.

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