Indiana vs Tennessee

Household income

Currently in

Moving to

Your $100,000 in Indiana is worth

$107,181

at national prices · RPP 93.3BEA RPP SARPPSource: BEA Regional Price Parities · SARPP · 2024 vintage · released February 2026 · Official API

The same income in Tennessee is worth

$108,814

at national prices · RPP 91.9BEA RPP SARPPSource: BEA Regional Price Parities · SARPP · 2024 vintage · released February 2026 · Official API

Your income goes +$1,633 further in Tennessee (+1.5% purchasing power).

Show the math

adjusted = income ÷ (RPP ÷ 100)

Indiana: $100,000 ÷ (93.3 ÷ 100) = $107,181

Tennessee: $100,000 ÷ (91.9 ÷ 100) = $108,814

difference: $108,814 − $107,181 = +$1,633

Where the difference comes from

Price level by component, 100 = US average. Higher means more expensive.

Regional price parity by component for the two states, with the percentage difference.
Component	Indiana	Tennessee	Difference
All items	93.3	91.9	−1.5%
Housing rents	73.9	79.1	+7.0%
Goods	95.5	96.2	+0.7%
Utilities	85.5	72.1	−15.7%
Other services	99.1	95.1	−4.0%

BEA Regional Price Parities · SARPP · 2024 · rel. February 2026 · Official API

Housing reality check

Typical rent and home price in each state — tangible context beyond the index.

IndianaMedian rent$1,062/moMedian home$218,200

TennesseeMedian rent$1,189/moMedian home$286,700

US Census ACS 5-Year Estimates · ACS5 · 2024 · rel. December 2025 · Official API

Tax at a glance

Hand-curated, tax year 2026 · verified 2026-07-20

Income and sales tax for the two states.
Tax	Indiana	Tennessee
Income tax (top rate)	2.95%	None
Sales tax (combined avg)	7.00%	9.61%

Tax Foundation (income & sales) · Tax · 2026 · rel. tax year 2026 · Manually maintained · verified 2026-07-20

Official API Manually maintained2 of 3 metrics sourced from official APIs, 1 manually maintained. How every number is calculated →

Indiana vs Tennessee: the read

The bottom line

Move a $100,000 income from Indiana to Tennessee and its purchasing power changes from $107,181 to $108,814 in national-average terms — a gain of $1,633. Tennessee is the cheaper of the two, running at 91.9 on the price index versus 93.3.

Where the difference comes from

The widest gap is utilities: Indiana sits at 85.5 and Tennessee at 72.1 (100 = national). Tennessee has the edge there, and it's the main reason the two states diverge.

Housing

Median rent runs $1,062 in Indiana against $1,189 in Tennessee, and the typical home $218,200 versus $286,700. Indiana is the more affordable place to buy.

Taxes

On tax, Indiana has 2.95% top income tax and a combined sales tax of 7.00%; Tennessee has no wage income tax and 9.61%. That income-tax difference can outweigh a chunk of the cost-of-living gap for higher earners.

Full profiles: Indiana ·Tennessee. Every figure here is sourced on the pages linked above.

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