North Dakota by the numbers

A decision-oriented profile: what it costs to live here, what the job market looks like, and how it stacks up against where you are now. Every figure identifies its source and vintage.

Price level (all items) 89.0 −11.0% vs US avg · rank 44/51 BEA RPP SARPP ’24
Unemployment 2.2% July 2026 (prelim.) BLS LAUS LAUS ’26
Median rent $954/mo Census ACS ACS5 ’24
Median home value $249,900 Census ACS ACS5 ’24

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The bottom line on North Dakota

The cost-of-living picture

Overall prices in North Dakota run at 89 on the BEA index, where 100 is the US average — among the most affordable states in the country. That puts it 11% below the national level, the 8th-cheapest state of 51. The component furthest from the national level is housing rents, at 71.4 — 29% below the national norm.

Housing

The typical renter pays $954 a month — 32% below the national median of $1,413, the 48th-highest rent in the country. Buying is a bigger gap: the median home is worth $249,900, 25% below the national median. 62.9% of homes are owner-occupied, making it roughly typical in its owner/renter split. The statewide median gross-rent-to-income ratio is 25.0%, below the commonly used 30% cost-burden threshold. Owner-occupied homes report median real estate taxes of $2,468 a year; that figure is context for owners, not a household-specific tax quote.

Do paychecks keep up with prices?

Median household income is $76,657, the 28th-highest of 51 states. But income only matters relative to prices: adjusted for local costs, that is worth $86,131 in national-average terms. Because costs are low, North Dakota punches above its paycheck: it climbs from 28th in raw income to 15th once you adjust for prices.

The tax trade-off

Income is taxed through graduated brackets, topping out at 2.50%. Combined sales tax averages 7.09%. These headline rates do not by themselves measure a household's total tax burden. (Tax figures are hand-verified from the Tax Foundation and dated on the page below.)

The job market

Unemployment stands at 2.2% (July 2026), 1.9 percentage points below the national rate of 4.1%. That is a tighter labor market than the country as a whole. It is also the one figure here that refreshes monthly, rather than annually.

Every figure above is drawn from the published data on this page. Missing values are never modeled or filled in.

What it costs to live here

Price level by component, 100 = US average. Higher means more expensive than the national average.

Regional price parity by component for North Dakota.
ComponentNorth Dakotavs US avg
All items 89.0 −11.0%
Housing rents 71.4 −28.6%
Goods 95.7 −4.3%
Utilities 73.7 −26.3%
Other services 91.2 −8.8%

BEA Regional Price Parities · SARPP · 2024 · rel. February 19, 2026 · Official data

Housing & income (ACS)

Median gross rent$954/mo ±$11
Median home value$249,900 ±$2,909
Median household income$76,657/yr ±$1,163
Homeownership rate62.9%
Median rent as % of income25.0% ±0.6%
Median owner costs as % of income14.9% ±0.3%
Median real estate taxes paid$2,468/yr ±$38
Median taxes ÷ median home value0.99% US 0.94%
Median home value ÷ median household income3.3× US 4.1×

The ± values are Census 90% margins of error. Property-tax figures cover owner-occupied homes and are not estimates for a particular property. The two ratio rows divide one statewide median by another: a quick screen of the tax and price burden, not a rate any household pays.

US Census ACS 5-Year Estimates · ACS5 · 2024 · rel. December 2025 · Official data

Everyday costs in dollars

The price index above is relative. These are the actual dollar figures behind it: rent by home size, energy bills, and what residents spend per person each year.

Rent by number of bedrooms

Median gross rent by number of bedrooms in North Dakota and the US.
Home sizeNorth DakotaUSvs US
Studio $726/mo ±$57 $1,248/mo −41.8%
1 bedroom $788/mo ±$23 $1,235/mo −36.2%
2 bedrooms $950/mo ±$14 $1,407/mo −32.5%
3 bedrooms $1,304/mo ±$27 $1,584/mo −17.7%
4 bedrooms $1,496/mo ±$88 $1,957/mo −23.6%

US Census ACS 5-Year Estimates (summary file) · ACS5 · 2020–2024 · rel. December 2025 · Official data

Home energy bills

Average electric bill$118/moUS $142 · −16.8%
Electricity price11.5¢/kWhUS 16.5¢
Average household use1,029 kWh/moUS 863 kWh
Residential natural gas$8.99/McfUS $14.50

Residential customers, 2024. The bill reflects both the price and how much electricity homes use, which depends heavily on climate and heating fuel. In North Dakota, 40% of homes heat mainly with electricity, 41% with piped gas. Why bills differ by state →

EIA residential electricity (Table 5A) and natural gas prices · EIA-861 · 2024 · rel. October 7, 2025 · Official data

What residents spend per person

Personal consumption expenditures per person in North Dakota, 2025.
CategoryNorth DakotaUSvs USSince 2019 (current dollars)
All consumer spending $61,192 $61,062 +0.2% +33.5%
Housing and utilities $9,153 $11,159 −18.0% +31.3%
Health care services $12,437 $10,442 +19.1% +30.7%
Groceries $3,893 $4,459 −12.7% +25.9%
Restaurants and hotels $4,077 $4,377 −6.9% +40.9%
Financial services and insurance $5,719 $4,825 +18.5% +45.0%
Vehicles and parts $2,695 $2,240 +20.3% +34.7%
Gasoline and other energy goods $945 $1,225 −22.9% −3.3%
Transportation services $2,067 $2,058 +0.4% +46.4%
Recreation services $1,721 $2,354 −26.9% +25.8%
Clothing and footwear $1,629 $1,638 −0.5% +29.3%

Annual spending per resident, 2025, in current dollars. Higher spending can reflect higher prices, higher incomes, or both. Housing includes the rent BEA estimates owners would pay; health care covers services, not prescriptions.

BEA Personal Consumption Expenditures by State · SAPCE2 · 2025 · rel. September 30, 2026 · Official data

What salary you need in North Dakota

Pre-tax salary in North Dakota with the same purchasing power as an income earned at US-average prices. Calculated as income × 0.890 (the state's price level as a decimal).

Salary in North Dakota equivalent to incomes at national-average prices.
Income at US-average pricesEquivalent in North DakotaDifference
$40,000 $35,600 −$4,400
$60,000 $53,400 −$6,600
$80,000 $71,200 −$8,800
$100,000 $89,000 −$11,000
$150,000 $133,500 −$16,500
$200,000 $178,000 −$22,000

Rent check: paying the median rent of $954/mo at no more than 30% of income takes about $38,160 a year — less than the statewide median household income of $76,657.

BEA Regional Price Parities · SARPP · 2024 · rel. February 19, 2026 · Official data

Have a specific offer? Compare it against your current state →

What common jobs pay in North Dakota

Median annual wage (May 2025) for 10 occupations, and the same wage restated at national-average prices. The rank compares that cost-adjusted wage across every state with a published estimate.

Median wages by occupation in North Dakota, nominal and cost-adjusted.
OccupationMedian wagevs US medianCost-adjustedReal-pay rank
Registered Nurses $80,730 −17.2% $90,708 33 of 51
Software Developers $105,600 −22.3% $118,652 45 of 50
Elementary School Teachers $60,030 −6.2% $67,449 25 of 51
Electricians $65,710 +4.0% $73,831 14 of 51
Heavy & Tractor-Trailer Truck Drivers $60,910 +3.9% $68,438 2 of 51
Accountants and Auditors $75,730 −9.5% $85,090 20 of 51
Police & Sheriff’s Patrol Officers $74,500 −2.2% $83,708 13 of 51
Pharmacists $142,040 +0.8% $159,596 5 of 51
Dental Hygienists $90,530 −7.7% $101,719 20 of 50
Welders, Cutters, Solderers & Brazers $62,000 +15.3% $69,663 4 of 51

Green means the North Dakota median pays more than the national median for that job. Medians cover all industries and experience levels.

BLS Occupational Employment and Wage Statistics · OEWS · May 2025 · rel. May 15, 2026 · Official data

BEA Regional Price Parities · SARPP · 2024 · rel. February 19, 2026 · Official data

The job market

The seasonally-adjusted unemployment rate in North Dakota is 2.2% as of July 2026 (preliminary). This is the one figure here that updates monthly.

Minimum wage: $7.25 an hour (the federal minimum applies), about $15,080 for a full-time year of 2,080 hours. State rate equals the federal rate. Can it pay the rent? →

BLS Local Area Unemployment Statistics · LAUS · July 2026 · rel. Aug. 21, 2026 · Official data

U.S. Department of Labor, Wage and Hour Division — State Minimum Wage Laws / Consolidated State Minimum Wage Update Table · Min. wage · 2026 · rel. DOL table effective 2026-07-01 · Manually maintained · verified 2026-10-24

Who lives in North Dakota, and who is moving

North Dakota had 799,358 residents on July 1, 2025, up 2.5% since July 1, 2020 (+19,746 people) against 3.1% for the US. That is the 27th-fastest growth of 51.

Moved in from other states, net−5,6032020–2025
Moved in from abroad, net+13,0582020–2025
Births minus deaths+12,6732020–2025
780K 789K 797K 202020232025 799K
Data table
YearNorth Dakota
2020780K
2021778K
2022780K
2023787K
2024793K
2025799K

Net migration counts July 1, 2020 to June 30, 2025. Census attributes a small residual to no component, so the three parts may not add exactly to the change.

US Census Bureau Population Estimates · PEP · Vintage 2025 · rel. January 27, 2026 · Official data

Where movers come from and go (2024)

Moved here from

  1. Minnesota 7,088 ±1,389
  2. Kansas 1,966 ±1,349
  3. Pennsylvania 1,734 ±1,175
  4. Montana 1,556 ±1,131
  5. Florida 1,497 ±1,576

Left for

  1. Minnesota 6,171 ±1,506
  2. South Dakota 1,850 ±1,046
  3. Texas 1,462 ±1,313
  4. Arizona 916 ±603
  5. Florida 901 ±496

In 2024, about 27,348 people living in North Dakota had lived in another state a year earlier, and about 5,699 had lived abroad. Survey estimates; ± values are 90% margins of error.

Census Bureau State-to-State Migration Flows · Migration · 2024 · rel. January 21, 2026 · Official data

Where Americans are moving, and what they trade →

Who lives here

Population characteristics for North Dakota compared with the US.
MeasureNorth DakotaUS
Median age35.9 yrs38.9 yrs
Adults 25+ with a bachelor's degree or higher32.7%35.7%
Per capita income$43,389$44,673
Below the poverty line10.8%12.5%
No health insurance6.5%8.4%
Households with broadband88.7%91.0%
Workers who work from home8.1%15.1%
Average commute (one way)17.9 min26.4 min

US Census ACS 5-Year Estimates (summary file) · ACS5 · 2020–2024 · rel. December 2025 · Official data

How much prices vary within North Dakota

BEA metro price levels for metropolitan areas that include part of North Dakota. Cross-state metros may appear in more than one state.

Lowest price levelGrand Forks, ND-MN86.7
Highest price levelBismarck, ND91.0
Show all 4 metro areas
Metro areaAll itemsHousing rentsvs US
Grand Forks, ND-MN86.759.7−13.3%
Minot, ND87.063.2−13.0%
Fargo, ND-MN90.981.1−9.1%
Bismarck, ND91.084.0−9.0%

BEA Regional Price Parities by metro area · MARPP · 2024 · rel. February 19, 2026 · Official data

Compare all US metro areas →

Housing and jobs over complete calendar years

Home prices (FHFA index) · +34.8% since 2020

Home prices in North Dakota are up 136% since 2005 (FHFA index). That outpaces the national 95% — home values here have grown faster than the country as a whole.

267 464 662 200520152025 522
North Dakota United States
Data table
YearNorth DakotaUS
2005222362
2006232379
2007242375
2008250348
2009253330
2010258324
2011268313
2012290315
2013317328
2014337345
2015351362
2016356382
2017360403
2018364422
2019376443
2020387471
2021422556
2022458616
2023474648
2024496683
2025522707

Unemployment rate

The annual unemployment rate peaked at 5.0% in 2020; the latest complete-year average is 2.4% for 2024 — well down from the peak.

1% 5% 9% 200520152024 2.4%
North Dakota United States
Data table
YearNorth DakotaUS
20053.3%5.1%
20063.1%4.6%
20073%4.6%
20083.1%5.8%
20093.9%9.3%
20103.7%9.6%
20113.3%8.9%
20122.9%8.1%
20132.9%7.4%
20142.7%6.2%
20152.8%5.3%
20163%4.9%
20172.6%4.4%
20182.4%3.9%
20192.2%3.7%
20205%8.1%
20213.1%5.4%
20222.1%3.7%
20232.1%3.6%
20242.4%4%

FRED (FHFA House Price Index & state unemployment) · FRED · home prices through 2025, unemployment through 2024 · rel. continuously updated · Official data

What the weather is like

Statewide averages for 1991–2020 from NOAA. They average mountains, coasts, and cities together, so a particular city can run noticeably warmer or cooler.

Average temperature41.0°F2016–2025: 41.8°F (+0.8°)
July average high81.5°FJuly mean 69.0°F
January average low1.0°FJanuary mean 10.5°F
Precipitation18.8 in/yr
Cooling vs heating need444 / 9,184cooling / heating degree days

NOAA NCEI Climate at a Glance (statewide) · nClimDiv · 1991–2020 average · rel. monthly · Official data

Crime in North Dakota

North Dakota recorded an estimated 238.1 violent crimes per 100,000 residents in 2025, 27% below the national rate of 327.6. That is the 18th-lowest rate of 51. In 2020, the rate was 329.0.

Violent crime238.1per 100k · US 327.6
Property crime1,458.4per 100k · US 1,534.8
Murder1.5per 100k · US 4.1

FBI estimates for the whole state population, including areas whose police agencies did not report every month. Agencies serving 98.8% of residents submitted data in 2025. FBI note: Limited data for 2025 were available for Florida and North Dakota. Violent crime counts murder, rape, robbery, and aggravated assault; property crime counts burglary, larceny-theft, and motor vehicle theft. Rates vary widely between cities and neighborhoods.

FBI Uniform Crime Reporting estimates (Crime Data Explorer) · CIUS · 2025 · rel. August 2026 · Official data

What you'd pay in tax

Hand-curated · last verified 2026-07-20 · tax year 2026
Individual income tax2.50% top rate (graduated)
Sales tax (state)5.00%
Sales tax (combined avg)7.09%

Tax Foundation — 2026 State Individual Income Tax Rates and Brackets · Income · 2026 · rel. tax year 2026 · Manually maintained · verified 2026-07-20

Tax Foundation — State and Local Sales Tax Rates, 2026 · Sales · 2026 · rel. tax year 2026 · Manually maintained · verified 2026-07-20

Compare taxes across all states →

North Dakota vs neighboring states

Every state that borders North Dakota, sorted by overall price level. Real income is median household income divided by the price level.

North Dakota compared with bordering states.
StatePrice levelMedian rentMedian home Real incomeUnemploymentTop income taxCompare
Minnesota 98.6 $1,280 $329,300 $90,327 4.3% 9.85% vs →
Montana 94.6 $1,081 $375,800 $76,648 3.2% 5.65% vs →
North Dakota 89.0 $954 $249,900 $86,131 2.2% 2.50%
South Dakota 88.6 $946 $257,400 $84,742 2.0% None vs →

Sources: BEA RPP 2024, Census ACS 2024, BLS LAUS July 2026, Tax Foundation 2026.

Where North Dakota ranks

North Dakota cost of living: common questions

Is North Dakota expensive to live in?

North Dakota's overall price level is 89.0 on the BEA Regional Price Parity index (US = 100), 11% below the national average. It ranks 44 of 51 from most to least expensive. Housing rents sit at 71.4, which is usually what separates expensive states from cheap ones.

What salary in North Dakota equals $100,000 at national-average prices?

About $89,000. Multiply a national-average income by North Dakota's price level as a decimal (0.890) to get the salary with the same pre-tax purchasing power. That figure ignores taxes and your own housing situation, which can move the answer either way.

How much income do you need to afford the median rent in North Dakota?

Median gross rent in North Dakota is $954 a month. Keeping rent at or below the common 30% guideline takes an annual income of about $38,160, compared with a statewide median household income of $76,657. Rents in the metro you are targeting may be higher or lower than the statewide median.

Does North Dakota have a state income tax?

North Dakota has a graduated income tax with a top rate of 2.50% for tax year 2026. The combined state-and-local sales tax averages 7.09%, of which the statewide rate is 5.00%. Owners report median real estate taxes of $2,468 a year.

Is North Dakota's population growing?

North Dakota had 799,358 residents on July 1, 2025, up 2.5% from July 1, 2020 (US: +3.1%). Over that period, net moves from other states subtracted about 5,603 people and net international migration added about 13,058, according to Census population estimates.

How much is the average electric bill in North Dakota?

Residential customers in North Dakota paid an average of $118 a month for electricity in 2024, against $142 nationally. They used about 1,029 kWh a month at 11.51¢ per kWh (US: 863 kWh at 16.48¢), according to the EIA.

What is the minimum wage in North Dakota?

North Dakota follows the federal minimum of $7.25 an hour, about $15,080 for a full-time year. State rate equals the federal rate. Some cities and counties set higher local minimums.

What is the weather like in North Dakota?

Averaged across the state for 1991–2020, North Dakota's July high is 81.5°F and its January low is 1.0°F, with an annual mean of 41.0°F and 18.8 inches of precipitation a year. The 2016–2025 average was 41.8°F. Statewide averages blend regions, so check the specific city.

How does crime in North Dakota compare with other states?

The FBI estimates 238.1 violent crimes per 100,000 residents in North Dakota for 2025 (US: 327.6), the 18th-lowest rate of 51, and 1,458.4 property crimes per 100,000 (US: 1,534.8). Crime is concentrated in particular places, so city and neighborhood figures matter more than the statewide rate.

How fast have home prices risen in North Dakota?

The FHFA house price index for North Dakota rose 34.8% from 2020 to 2025, compared with 50.1% for the United States. The index follows repeated sales and refinance appraisals of the same single-family homes, so it measures price change rather than the price of a typical home.

Sources for every figure on this page

Occupation wages are available for selected roles in the salary comparison. See the methodology →